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Business Savings


You must deposit $50.00 to open this account. A minimum balance fee will be imposed every statement cycle (quarterly) if the balance in the account falls below $250.00 any day of the quarter. Annual Percentage Yield is subject to change daily at bank’s discretion.

Balance Fee
$250 or Greater NO CHARGE
Less than $250 $5.00

There will be a $2.00 per item charge for each withdrawal in excess of three (3) per quarter. Minors under age 18 will be waived the quarterly low balance fee.

Transaction Limitations
You may make only three (3) withdrawals from your account each calendar quarter.

Compounding and Crediting
Interest will be compounded on a quarterly basis.
Interest will be credited to your account on a quarterly basis.
If you close your account before interest is credited, you will not receive the accrued interest.
Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (example: checks).

Balance Computation Method
We use the daily method to calculate the interest on your account.
This method applies a daily periodic rate to the principal in the account each day.


We offer Certificates of Deposit, with a $500.00 minimum investment. We offer terms from 7 days to 4 years. Contact one of our investment officers for rates, yields, and more information.

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