Elkton Bank & Trust Co. | Personal & Business Banking

Open House & Holiday Hours

Come join us for our Open House December 19, 2025. For upcoming holiday hour changes, click READ MORE.

High Interest Checking

Get more for your money

Earn on your checking account balance with no monthly fees.

Start Earning
Cash Back on Purchases

Make each swipe worth more

Earn cash back each time you use your debit card and let it stack up.

Start Earning
Always Growing

Effortlessly earn on your balance

Let interest grow naturally with a savings account that skips the fees and minimums.

Start Earning

Legacy Cash Checking

Have every dime make more cents with competitively high interest

Legacy Cash Back Checking

Turn every debit card swipe into a personal reward with cash back

Legacy Saver

Save without lifting a finger and earn even if you don't qualify

Flexible, Creative, Local Lending

Borrow For Business

Build your business on the foundation of over a century of banking experience we provide.

Convenient, Secure Digital Services

Bank On The Go

Digital Wallet

Ditch the cards and cash for secure digital purchasing

Mobile App

Take Elkton Bank everywhere you go with mobile access

Mobile Deposit

Conveniently make deposits in just a few simple clicks

Bill Pay

Easily schedule payments and streamline budgeting

Connect With Us

Simple, Trustworthy Business Solutions

Success-Driven Banking

Bring any size business to Elkton Bank & Trust for the ideal financial resources to meet your banking needs.

Explore Accounts

Make a Statement & Give Back

Support with Spirit

Choose a unique, personalized Spirit debit card and
instantly give back to Todd County students and teachers.

Make a Statement & Give Back