Simplified Checking
Personal Checking
Monthly Rewards
- Simplified checking with all the essentials
- Free access to digital banking and online bill pay
Monthly Maintenance Fee
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Checking Essentials
Banclub Checking
Monthly Rewards
- Three great account types to choose from
- Free direct deposit
Monthly Maintenance Fee
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
High Interest
Banclub Now
Monthly Rewards
- Three great options to choose from
- Earn competitive interest on your entire balance
Monthly Maintenance Fee
Yes
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$1,500
View All Accounts
Banclub Checking:
You must deposit $100.00 to open this account. A minimum balance fee will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the statement cycle. Fees will be determined according to Banclub Plan Choice.
Banclub Now:
Compounding and Crediting
Interest will be compounded and credited to your account monthly. You will not receive the accrued interest if you close your account before interest is credited. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (example: checks).
Balance Computation Method
We use the daily method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.